Fees blamed for lower customer commitment to retail banks

first_imgDriven by declines in both satisfaction and brand image, customer commitment to retail banks has decreased in 2009, according to the JD Power and Associates 2009 Retail Banking Satisfaction Study(SM) released today. This marks a steady decline in customer commitment since 2007. Now in its fourth year, the study finds that only 35 percent of customers say they are highly committed to their retail bank in 2009, compared with 37 percent in 2008 and 41 percent in 2007. On average, highly committed customers use more products, give more referrals and are much less likely to switch to another bank, compared with customers who have lower commitment levels.”Customers reporting the lowest levels of commitment in 2009 happen to be those with deposit balances that are 15 percent higher than average,” said Michael Beird, director of the banking practice at J.D. Power and Associates. “With this in mind, it is crucial that banks take steps to address this steady decline in customer commitment, as moving just 5 percent of customers from low and moderate levels of commitment to high commitment can mean additional deposit growth of more than 2 percentage points higher than average. This is critical in an environment where 4 to 5 percent is the norm.”The study finds an increase in problems experienced by customers in 2009, as 15 percent of customers reported a problem in the past 12 months — up from 12 percent in 2007. Among customers experiencing a problem, the most frequently reported issue deals with fees, with 46 percent of customers reporting a problem in 2009. This also marks an increase from 44 percent of customers reporting issues with fees in 2008.As such, customers report lower satisfaction levels in the area of fees in 2009 — dropping 19 points compared with 2008. Fees are also the greatest driver in customer attrition, with one in three customers who switched banks during the past 12 months doing so because of higher fees. In particular, overdraft fees increased more than other types of fees, rising on average from $30 in 2008 to $35 in 2009.”Despite the increase in problem incidence, banks are making strides in resolving problems that do occur, as customer satisfaction with problem resolution has improved — up 30 points from 2008 to 527 in 2009,” said Beird. “In particular, banks are taking steps to resolve more issues at the initial point of customer contact and have reduced the number of times the customer must contact the bank for answers. Additionally, customers report higher satisfaction with the number of conveniently located branches and online transactions.”The study also finds that customer perceptions of bank brand image have declined for a third consecutive year. Low customer ratings in the areas of overall reputation, customer focus and personal service primarily drive the decrease in brand image among banks.”These findings not only reflect recent negative media coverage about the banking industry, but also the reality of staff cuts, higher service charges and the effects of bank mergers on customer perceptions and experiences,” said Beird. “The challenge that banks face is most clearly underscored by findings from the recently released 2009 Purchase Funnel Special Report, which shows that 30 percent of customers cite questionable ethics, financial instability or poor reputation as key reasons for specifically avoiding a particular institution when shopping for a new bank.”The 2009 Retail Banking Satisfaction Study also finds that despite the challenging financial market, some banks have achieved high commitment levels from more than 50 percent of their customers, which is well above the industry average of 35 percent. In addition, these banks exceed the industry average for key satisfaction measures, including convenience, fees and transactions. Customers of these banks also rate them highly regarding brand image, particularly for customer focus, personal service and financial stability.”Banks with high brand image scores typically engage in practices that focus on strong communication with customers, such as welcoming them to the branch office or following up on problems,” said Beird. “By focusing on aspects most critical to the banking experience, banks can win the favor of their customers, which can lead to considerable financial rewards.”The study analyzes customer satisfaction with the retail banking experience based on six factors: transactions; account statements; account initiation/product offerings; convenience; fees; and problem resolution. Study results by region are:Mid-Atlantic Region: TD Bank ranks highest in the region with a score of 774, performing particularly well in convenience. Community Bank (766) and Susquehanna Bank (761) follow in the regional rankings.Midwest Region: With scores of 754, Commerce Bancshares, Inc., and Harris National rank highest in a tie in the region. Chase follows with a score of 748.Mountain Region: Wells Fargo ranks highest in the region with a score of 727, performing well in account initiation/product offerings, account statements, convenience, fees and transactions.New England Region: People’s United Bank ranks highest with a score of 751, performing particularly well in convenience, account initiation/product offerings, account statements and transactions. TD Bank (746) and Wachovia (726) follow in the rankings.Southeast Region: With a score of 815, Arvest Bank ranks highest in the region and performs well in convenience and account initiation/product offerings. First Tennessee Bank (788) and First-Citizens (Bancshares) (771) follow in the regional rankings.Southwest Region: Wachovia ranks highest in the region with a score of 792, performing well in account initiation/product offerings, fees, account statements and transactions. Zions First National Bank follows with a score of 760, and Capital One ranks third with 756.West Region: Bank of the West ranks highest with a score of 749 and performs well in account statements and transactions. Wells Fargo (743) and WaMu (730) follow in the regional rankings.The 2009 Retail Banking Satisfaction Study is based on responses from 28,570 households regarding their experiences with their primary banking provider. The study was fielded in January 2009.Customer Satisfaction Index RankingsMid-Atlantic Region(Based on a 1,000-point scale) Bank Index J.D. Power.com Score Power Circle Ratings For Consumers —- —— ————- TD Bank 774 5 Community Bank 766 5 Susquehanna Bank 761 4 Citizens Bank 755 4 Northwest Savings Bank 755 4 Chevy Chase Bank 747 4 PNC Bank 744 4 SunTrust Bank 743 4 WaMu 740 4 First Niagara Bank 739 4 National City Bank 738 4 HSBC Bank 731 3 Mid-Atlantic Region Average 728 3 First NB of Pennsylvania 726 3 Sovereign Bank 726 3 Wachovia 725 3 Bank of America 723 3 Chase 723 3 M&T Bank 720 3 First Commonwealth Bank 706 2 Citibank 699 2 KeyBank 698 2 Capital One 689 2 Astoria FS&LA 686 2 Included in the study but not ranked due to small sample size are: BB&T, Fulton Bank, Harleysville National B&T, Hudson City Savings Bank, Huntington National Bank, National Penn Bank, NBT Bank, New York Community Bank, Provident Bank of Maryland, S&T Bank, and Valley National Bank.Included in the Mid-Atlantic region are: New York, New Jersey, Pennsylvania, Maryland, Deleware and Washington D.C.Midwest Region(Based on a 1,000-point scale) Bank Index J.D. Power.com Score Power Circle Ratings For Consumers —- —— ————- Commerce Bancshares 754 5 Harris National 754 5 Chase 748 4 M&I Bank 746 4 Fifth Third Bank 745 4 Citizens Bank (MI) 743 4 FirstMerit Bank 743 4 Old National Bank 742 4 Comerica Bank 734 3 KeyBank 733 3 Midwest Region Average 733 3 Huntington National Bank 732 3 National City Bank 728 3 Wells Fargo 728 3 Associated Bank 726 3 Bank of America 723 3 Regions Bank 717 2 Charter One Bank 715 2 U.S. Bank 710 2 First Midwest Bank 707 2 TCF National Bank 706 2 Citibank 698 2Included in the study but not ranked due to small sample size are: 1st Source Bank, AMCORE Bank, AnchorBank, Bank Midwest, Bank Mutual, Bremer Bank, Chemical Bank, First Bank (MO), Flagstar Bank, Independent Bank, PNC Bank and UMB Bank.Included in the Midwest region are: Illinois, Ohio, Indiana, Missouri, Wisconsin, Minnesota, Michigan and Iowa.Mountain Region(Based on a 1,000-point scale) Bank Index J.D. Power.com Score Power Circle Ratings For Consumers —- —— ————- Wells Fargo 727 5 Mountain Region Average 722 3 U.S. Bank 711 2 Bank of the West 699 2 Chase 695 2 Bank of America 689 2Included in the study but not ranked due to small sample size are: Commerce Bancshares, First Interstate Bank and KeyBank.Included in the Mountain region are: North Dakota, South Dakota, Wyoming, Colorado, Idaho, Missouri, Kansas and Nebraska.New England Region(Based on a 1,000-point scale) Bank Index J.D. Power.com Score Power Circle Ratings For Consumers —- —— ————- People’s United Bank 751 5 TD Bank 746 5 Wachovia 726 3 Citizens Bank 724 3 New England Region Average 721 3 Sovereign Bank 718 3 Webster Bank 711 3 Bank of America 707 2 Citibank 694 2Included in the study but not ranked due to small sample size are: Eastern Bank, KeyBank, NewAlliance Bank and Rockland Trust Co.Included in the New England region are: Connecticut, Massachusetts, Rhode Island, New Hampshire, Vermont and Maine.Southeast Region(Based on a 1,000-point scale) Bank Index J.D. Power.com Score Power Circle Ratings For Consumers —- —— ————- Arvest Bank 815 5 First Tennessee Bank 788 4 First-Citizens (Bancshares) 771 4 BancorpSouth Bank 767 4 BankAtlantic 761 4 BB&T 756 3 WaMu 755 3 Colonial Bank 753 3 Wachovia 752 3 Regions Bank 746 3 SunTrust Bank 746 3 Southeast Region Average 746 3 PNC Bank 738 3 Fifth Third Bank 735 3 Bank of America 734 3 Capital One 732 3 National City Bank 729 3 RBC Bank 727 3 Chase 726 3 U.S. Bank 725 3 Citibank 714 2 BBVA Compass Bank 712 2 Chevy Chase Bank 680 2Included in the study but not ranked due to small sample size are: Capital City Bank, Carolina First Bank, Carter Bank and Trust, Community Trust Bank, First Citizens Bank & Trust (Bancorp), Hancock Bank, Riverside NB ofFlorida, Trustmark National Bank, United Bank, United Community Bank and Whitney National Bank.Included in the Southeast region are: North Carolina, South Carolina, Georgia, Florida, Alabama, Tennessee,Virginia, Mississippi, Louisiana, Arkansas, Kentucky and West Virginia.Southwest Region(Based on a 1,000-point scale) Bank Index J.D. Power.com Score Power Circle Ratings For Consumers —- —— ————- Wachovia 792 5 Zions First National Bank 760 4 Capital One 756 4 Chase 745 3 Southwest Region Average 742 3 Woodforest National Bank 741 3 Bank of America 736 3 Wells Fargo 735 3 Citibank 734 3 WaMu 727 3 U.S. Bank 713 2 BBVA Compass Bank 703 2 Included in the study but not ranked due to small sample size are: Amegy Bank, Arvest Bank, Bank of Oklahoma, Bank of Texas, Bank of the West, Comerica Bank, First National Bank, Frost National Bank, Guaranty Bank (TX), International Bank of Commerce, MidFirst Bank, Nevada State Bank, Prosperity Bank and Regions Bank.Included in the Southwest region are: Texas, Oklahoma, New Mexico, Arizona, Nevada and Utah.West Region(Based on a 1,000-point scale) Bank Index J.D. Power.com Score Power Circle Ratings For Consumers —- —— ————- Bank of the West 749 5 Wells Fargo 743 4 WaMu 730 3 West Region Average 729 3 Wachovia 728 3 U.S. Bank 724 3 Union Bank of California 723 3 KeyBank 718 2 Citibank 712 2 Bank of America 706 2Included in the study but not ranked due to small sample size are: Downey Savings, Sterling Savings Bank and Umpqua Bank.Included in the West region are: California, Oregon and Washington.About J.D. Power and AssociatesHeadquartered in Westlake Village, Calif., J.D. Power and Associates is a global marketing information services company operating in key business sectors including market research, forecasting, performance improvement, Web intelligence and customer satisfaction. The company’s quality and satisfaction measurements are based on responses from millions of consumers annually. For more information on car reviews and ratings, car insurance, health insurance, cell phone ratings, and more, please visit JDPower.com. J.D. Power and Associates is a business unit of The McGraw-Hill Companies.About The McGraw-Hill CompaniesFounded in 1888, The McGraw-Hill Companies (NYSE: MHP) is a leading global information services provider meeting worldwide needs in the financial services, education and business information markets through leading brands such as Standard & Poor’s, McGraw-Hill Education, BusinessWeek and J.D. Power and Associates. The Corporation has more than 280 offices in 40 countries. Sales in 2008 were $6.4 billion. Additional information is available at http://www.mcgraw-hill.com(link is external). Media Relations Contacts: Jeff Perlman; Brandware Public Relations; Agoura Hills, Calif.; (310) 589-7749; [email protected](link sends e-mail) John Tews; J.D. Power and Associates; Troy, Mich.; (248) 312-4119; [email protected](link sends e-mail) advertising or other promotional use can be made of the information in this release without the express prior written consent of J.D. Power and Associates. www.jdpower.com/corporate(link is external)Source: JD Power. PRnewswire. May 19, 2009last_img read more

Conf Cup Qtrs 2nd leg: Enyimba in search of miracle of Conakry

first_img Loading… Horoya who also had Nigeria’s Bolaji Sarkin on parade then held their grounds to ensure that the tie ended in a draw. There is no doubt that the battle of Conakry will be tough for Enyimba as Horoya will be throwing in every arsenal in their armory into the game while riding on the back of home support. Some analysts believe only a miracle of Conakry can catapult the Nigerian side into the semifinals. In other first leg matches played last week, Pyramids of Egypt proved their quest for semifinal place with 3-0 victory against Zanaco in Lusaka, Hassania Agadir had a 5-0 cruise control against Al-Nasr in Cairo while Al Masry and RSB Berkane settled for a 2-2 draw. Read Also Man Utd wonderkid, Shoretire likened to Jay-Jay Okocha Interestingly Nigeria’s duo of Emeka Eze and Austin Amutu who were in action for Al Masry will equally be doubling effort as they attempt to turn the table away to RSB Berkane. FacebookTwitterWhatsAppEmail分享 Confederation cup campaigners Enyimba will be searching for miracle when they file out against Horoya of Guinea in the second leg of the quarterfinals on Sunday. The peoples Elephant missed ample opportunity to make the second leg mere formality when they settled for a 1-1 draw at the Aba Township Stadium last Sunday. Although Enyimba showed signs of readiness to carry the day in the match, shooting into the lead as early as the 18th minute thanks to Augustine Oladapo, the two time Champions League winners however lost steam afterwards. Visiting Horoya who kept the fighting spirit on, got the much needed reward for their effort in the 71st minute to level up thanks to Boniface who converted a timely assist from teammate and Zimbabwean import Tafadzwa Kutinyu. Action from Enyimba versus Horoya at the Aba Township Stadium March 1st 2020Advertisementcenter_img Promoted Content6 Interesting Ways To Make Money With A Drone10 Risky Jobs Some Women DoThe 18 Most Visited Cities In The WorldTop 10 Most Romantic Nations In The World8 Things That Will Happen If An Asteroid Hits EarthWhy Do So Many Digital Assistants Have Feminine Names & Voices?What Happens To Your Brain When You Play Too Much Video Games?Couples Who Celebrated Their Union In A Unique, Unforgettable WayThe Absolute 10 Greatest Shows In HBO History7 Ways To Understand Your Girlfriend Better8 Ways Drones Will Automate Our FutureWhat Is A Black Hole In Simple Terms?last_img read more

Wydad say ‘suicidal’ to shut up shop against Ahly

first_imgBut Amotta believes “parking the bus” is not an option as Wydad seek to win the competition for the second time after their 1992 triumph over Al Hilal of Sudan.“Ahly boast one of the best attacks in Africa so it would be suicidal to sit back and defend against them, hoping to win on away goals,” the 48-year-old former midfielder said.“We must attack because there are flaws in the Ahly defence, while not giving our opponents space to catch us on the counter.“Wydad achieved a great result in Egypt by holding Ahly, one of the most experienced clubs in the continent.“But this final is far from decided. I want my players to relax, attack when it is opportune and try very hard to score the first goal,” said Amotta.Wydad, making their third appearance in the final having lost to Esperance of Tunisia six seasons ago, boast a perfect Champions League home record this year of six victories.Among their victims were Ahly in the group stage with goals from now-departed Congo Brazzaville striker Fabrice Ondama and midfielder Walid El Karty delivering a 2-0 win.They also eliminated defending champions Mamelodi Sundowns of South Africa on penalties after a Salaheddine Saidi goal won the second leg in Rabat.The Wydad defence and goalkeeper Zouheir Laaroubi have been outstanding at home in Africa, going 517 minutes without conceding before USM Alger of Algeria netted in the semi-finals.At the other end of the pitch, striker Achraf Bencharki has regained form at the right time, scoring three goals in his last two outings.His brace saw off USM in a 3-1 semi-final second-leg triumph and he levelled via a glancing header in the final after Ahly had snatched a third-minute lead via Moamen Zakaria.Bencharki had scored only twice in 11 earlier Champions League matches this season for a club with two CAF titles to boast of having won the 2002 African Cup Winners Cup.Ahly may be on the back foot having squandered numerous chances in Alexandria with Morocco-born Walid Azaro the chief culprit after scoring a semi-finals hat-trick.They were also deprived of a blatant penalty during the second half when Azaro was floored in full sight of the generally unimpressive Ethiopian referee.Record eight-time champions Ahly have a mixed away record in Africa this season, winning twice, drawing twice and losing twice.The “Cairo Red Devils” will be encouraged, though, by a win and a draw from three previous visits to Wydad in the competition.Coach Hossam El Badry remains hopeful of a second title under his watch, having guided the club to 2012 glory in a previous spell at the helm.“We did not exploit our chances in the first leg and were denied an obvious penalty,” said the 57-year-old former Ahly defender.“Our overall performance was impressive and I believe in the abilities of my players. We will fight to achieve victory until the final whistle sounds.”The champions will pocket a record $2.5 million (about 2.1 million euros) and secure a place at the FIFA Club World Cup in the United Arab Emirates during December.0Shares0000(Visited 1 times, 1 visits today) 0Shares0000Wydad Casablanca fans: if the team beats Zanaco of Zambia they will have 12 points in the hotly-contested Group D of the CAF Champions LeagueJOHANNESBURG, South Africa, Nov 3 – Wydad Casablanca coach Houcine Amotta said it would be “suicidal” to try and defend the 1-1 CAF Champions League final first-leg draw when they meet Al Ahly again Saturday.  A goalless second leg at the Stade Mohammed V would give the Moroccans victory over the Egyptians on the away-goal rule in the premier African club competition title decider.last_img read more

South African women in arts honoured

first_img15 September 2015The winners list at the Mbokodo Awards reads like the ultimate who’s who of creative South African women.“The awards are a huge applause for women. It celebrates the incredible things they do to advance our heritage,” said executive producer Carol Bouwer on SABC news.The awards, which were handed out on 11 September, are held to “celebrate and acknowledge women who have not only articulated the aspirations of the South African people but have also fortified their democracy by empowering communities and individuals through their art”, reads the official awards website.Through your work as artists we must celebrate”HER stories” not just”HIStory” -Susan Shabangu,Min Of Women in the Presidency#Mbokodoawards— BUSISWA (@BusiswaNgoku)September 11, 2015The 20 awards categories, falling under the arts, culture, and heritage umbrella, are judged through a peer review mechanism.The winners in each category were:Women in Indigenous Arts: Helen SebidiPromotion of Language and Story Telling: Nise MalangeCreative Writing: Lauren BeukesPoetry: Mbali VilakaziCreative Photography: Lindeka QampiVisual Arts: Berni SearleArchitecture: Nadia TrompCreative Design: Thandiwe TshabalalaFashion Design and Innovation: Hangwani NengovhelaDance: Dada MasiloOpera: Goitsemang LehobyeTheatre: Maralin VanrenenComedy: Irit NobleWomen in Film: Ryley GrunenwaldWomen in Jazz: Thandi NtuliMusic: Zolani MaholaPromotion of Arts in the Media: Brenda SisaneArts Ambassador: Yvonne Chaka ChakaArts Ambassador: Marianne FasslerLifetime Achievement Award: Thandi Klaasen and Dr Thembeka Nkamba van WykPhoto of the year! SA Stalwarts. What an honour#mbokodoawards.Presidency support….pic.twitter.com/MGzhhbowoW— Vuma Reputation (@janinehills)September 11, [email protected]@GautengProvince @namhlasiqaza We here celebrating the #WomenintheArts2015#MbokodoAwardspic.twitter.com/DGDaRuCGla— Mash (@MashuduMag)September 11, 2015SAinfo reporterlast_img read more

Yield monitor tips for harvest

first_imgShare Facebook Twitter Google + LinkedIn Pinterest Wet spring and persistent rain in many areas of Ohio have generated highly variable harvesting conditions for 2015 in both soybeans and corn. There are maturity, height, and expected yield differences within many fields that will bring about the importance of combine adjustments but also yield monitoring management, in particular calibration.The adoption of data services continues to increase across the United States and here in Ohio. At the heart of these data services is the utilization of yield maps to help understand end-of-year performance within fields but also to characterize in-field variability in order for these service providers to deliver prescriptions, recommendations, or other information back to the farmer.Since yield maps continue to be an important data layer to learn from and help drive changes or decisions at a field level, proper management of the yield monitor in 2015 will be key in order to generate accurate and reliable yield data. The expectation is that grain moisture and test weight, along with grain flow through the combine, will vary within passes and across the field. Therefore, the flow and moisture sensors on combines must be calibrated to these expected conditions in order to log accurate data. The following best practice guidelines provide pre-harvest and harvest yield monitor tips. Pre-harvest1. Turn on your display and back-up all prior yield monitor data. Save this data to a secure data storage device and properly label the file directory so you easily recognize what the back-up files signify within the directory.2. Ensure the display, DGPS receiver, and other components have all been updated to their most recent software versions. Contact your dealer or look online to determine the most recent versions released by manufacturers.3. Start-up combine and turn on display to check that the:• Display indicates everything is functioning correctly or properly connected.• GPS receiver is providing a position and has differential correction.Note: If purchasing a differential correction service, make sure your subscription runs through harvest.4. Check wiring for damage and that all connections are tight as you service the combine.5. Check the moisture sensor for debris build-up or damage plus clean the housing of any old grain. The fins on the moisture sensor must be absolutely clean and not bent.6. Check for damage or wear on the mass flow sensor (top of the clean grain elevator). This point is especially important on late model combines equipped with yield monitors as the wear on these plates influences mass flow measurements. Replace worn mass flow plates. For combines that use optical sensors for yield determination (mounted on the side of the clean grain elevator), make sure they are clean and not damaged. Calibration at harvest• If you have replaced any yield monitor components or the clean grain elevator, recalibration is required. Old calibration numbers will not work since changes in how grain impacts or interacts with sensors influence the readings and thereby yield calculations.If you purchase a new or used combine with an existing yield monitor installed, double check for proper installation and plan to re-calibrate. Grain carts equipped with scales can be used for calibrating yield monitors but consider:1) Make sure they are correctly weighing loads. Cross reference with scale tickets or weights from a certified scales.2) Stop on level ground for a few seconds to determine load weight. Calibrating over the low to high flow rates will be critical.You need to take the time to calibrate the mass flow or volumetric sensors over the full range. Though calibration, in particular at low flow rates, can take time it is a must to collect quality yield data. The ability of the yield monitor to collect accurate yield data from low to high flow conditions will dictate the quality of the resulting maps.Many older yield monitors may have 1- or 2-point calibration procedures. For these systems, you can have different calibration numbers for low, medium and high flows through the combines. Match the calibration number to the field conditions.For those yield monitors with multi-point calibration procedures, use the recommended four to six calibration loads. These loads will be captured over varying grain flows (low to high) by either changing ground speed or cut width as outlined in the operator manual. Rules of thumb on managing calibration numbers:1) Corn and soybeans require separate mass flow calibration.2) You need a different calibration for high moisture corn (more than 20%) versus lower moisture corn.3) You need a different calibration for “green” versus dry stem soybeans.4) Grain test weight can influence mass flow sensors so again, you might need to manage different calibration numbers as test weight differs by two or more values between fields.5) Double check calibration routinely for a crop and operating conditions.6) Remember to calibrate grain moisture sensor for each crop.7) Calibrate temperature sensor for those requiring this step.Finally, take good notes on field and operating conditions during harvest. These can be helpful when reviewing yield maps post-harvest and explaining reasons for possible yield results within fields. Notes and pictures can be important for on-farm research projects during post-harvest evaluation. Having good notes as well as proper calibration in 2015 will result in quality yield data that can be successfully used within analysis and learning.last_img read more

Vlogging Tips for Using Music in Youtube Videos

first_imgAspiring Vloggers and content creators, check out these tips for using music in YouTube videos by Cinecom.All images via Cinecom and PremiumBeat.Ever wonder what a day in the life of a YouTube vlogger is like? Well, the good people at Cinecom have the answer. In their “Day in the Life” post, Cinecom founder/host/producer Jordy Vandeput offers a glimpse into his day-to-day YouTube vlogging life in Belgium.Aside from the typical YouTube tropes and clever jokes, Vandeput drops some knowledge on how he and his creative team work from project to project to create quality content that resonates with audiences on YouTube — specifically how he uses music to help him day in and day out.Fill Out Your Brand with MusicMusic can help you with branding. For example, we at our channel, we use one particular song throughout all of our videos. This kind of helps us with our identity of our videos, with our branding.For YouTubers, creating a strong brand for your channel is key to growing an audience and building a following. YouTubers, like Cinecom, work hard to solidify everything from logos, colors, and fonts as well as production elements and styles. One of the best ways to establish a professional brand is to have a strong musical element that is all yours.Cinecom also points out that when you purchase a royalty-free license, you can use the track time and time again in your channel.Use Music to Set a MoodThis is a day in my life, so I wanted to choose music which reflects a certain style of mood and feeling that fits my day.To illustrate his point about how music can help your video, Vandeput pulls it from the video to show what it sounds like without any music. You can feel the difference immediately. As Vandeput states, his music choice was specific — he wanted to elicit a certain style and mood.YouTube-Specific PlaylistsAs Vandeput points out in the video, PremiumBeat is a sponsor of Cinecom and helps make their YouTube content possible. Using PremiumBeat for music (for YouTubers like Cinecom) is actually quite easy, given the highly searchable library and the quality of tracks. But perhaps the most helpful assets are the playlists available online. These playlists, Vandeput points out, even include YouTube-specific tracks which you can check out here.To check out the track used in the video, click here, and be sure to subscribe to Cinecom’s YouTube page.last_img read more

Jamie Carragher explains how Liverpool can maintain victory

first_imgFormer Liverpool defender Jamie Carragher believes Sunday’s Merseyside derby is a perfect way for Jurgen Klopp’s men to make a positive statement to fans and get back to winning ways.The Reds Legend told The Echo “Fortunately, all the bad results have been in the one competition so Liverpool are still fighting at the top of the Premier League.“The game at the weekend will be a really tough one but Arsenal are playing Spurs earlier in the day so a couple of the top teams are playing each other, and while it’s a tough fixture, Liverpool should be confident,” he said via Liverpool Echo“Liverpool have a great record at Anfield and a great record against Everton also, so they should be confident going into this one.”divock origi, liverpoolReport: Origi cause Klopp injury concerns George Patchias – September 14, 2019 Divock Origi injury in today’s game against Newcastle is a cause for concern for Jurgen Klopp.Perhaps with one eye on Tuesday’s trip to Italy…Jamie Carragher, however, cautioned against Everton’s tactical approach to gamesI don’t think Everton will just be sitting back, I think if you look at their games this season, Manchester United, Chelsea, Arsenal, they obviously haven’t picked up any points yet but I think the performances have given a lift to Everton supporters,” he added.Liverpool are second on the league table with 33 points while Everton are 6th on the table with 22 points.last_img read more

Now UP Jats plan nationwide protest over reservation

first_imgAfter their community leaders in Haryana threatened to revive their agitation demanding reservation, Jats in Uttar Pradesh have said they will take their protest to every part of the country, blocking rail and road traffic and halting power and water supply.During a Jat Aarakshan Bachao Maharally at Bamrauli village in Bagpath on Sunday, the community leaders said they would have their “right to reservation at all cost”. Also Read – Ponzi scheme company: ED attaches assets worth `261 crFormer Congress MP Harendra Malik said the agitation would be taken to every part of the country. The campaign’s chief coordinator, Dharmveer Chaudhary, said the fight for reservation would be fought on three fronts – government, court and public.He said Jats from across the country, including Uttar Pradesh, would soon camp in Delhi and stop supply of power, water and essential commodities to press for their demand. “We would block rail, and road traffic throughout the country if government did not meet our demands,” he said. Also Read – New head priest selected for Ayyappa temple at SabarimalaAll India Jat Aarakshan Sangharsh Samiti, Haryana, had earlier this week announced that they would launch a peaceful agitation next month to demand reservation.Chaudhary alleged that due to weak perusal of the Centre, the community suffered heavy loss as the Supreme Court struck down reservation for them under OBC category in several states. Jat leader Chaudhary Surendra Singh said they would support Patels if the Patidar community supported their demands in return.last_img read more