house is every person’s life event, the house seems to be settled, we become rooted in a city, so many people do not hesitate to slaves, also want to have a house of their own in the city. Zhengzhou housing provident fund loans to relax the policy, the first suite of up to 600 thousand yuan loans, and not to pay the balance of the deposit." For online accounts, reporters yesterday linked to the Zhengzhou housing provident fund management center responsible person, he said, Zhengzhou has been the implementation of the new policy provident fund loans, the purchase of the first suite loan amount up to 600 thousand yuan, and no deposit balance hook.
A. loan amount does not exceed the corresponding maximum limit of
, both husband and wife in the above, Zhengzhou municipal housing provident fund deposit 6 months to buy housing in the downtown area of Zhengzhou, for the first time to apply for a loan, the loan amount does not exceed 600 thousand yuan; other loans, the loan amount is not more than 400 thousand yuan uniform.
B. loan amount does not exceed the prescribed amount of deposit balance of multiples
is determined according to the housing provident fund deposit account and time deposit amount of a single loan, the specific formula is as follows: the loan amount is less than or equal to the deposit account balance (× 14+
has paid the number of years)
C. monthly repayment amount is not more than 60%
of household income
, the monthly repayment amount is calculated by the borrower’s longest loan life. Family income for the borrower and spouse (or a total of nearly 6) housing provident fund and the average deposit base (including other management institutions deposit base).
less than a month, the first implementation of the Zhengzhou and canceled the first suite loan amount and the balance of the deposit policy, reflecting the government’s attitude of hesitation.
after the implementation of the new deal, the agency called him to re sign
"in September 5th, I bought a set of old houses located in the East Third Street of Zhengzhou. I was the first suite, but then have to pay the balance of the provident fund loans and deposits, I and my wife deposit fund time is not long, the amount is not high, in accordance with the formula, only about 430 thousand of the loan." Zhengzhou citizens Mr. Zhao said that in September 19th, the agency hurried to call him, said provident fund loan policy changed, so he quickly re signed the contract.
Mr. Zhao is not understand: Provident Fund loans policy change? Is it good for him to sign up again?
at the same time, the Internet is also circulating: Zhengzhou housing provident fund loans to relax the policy, the first suite of up to 600 thousand yuan loans, and not to pay the balance of the deposit."
for this recommendation